We all want to save money, save some bucks every day. Making small changes in our daily life or making a habit of saving, helps you to better live. But how we can do that? What are the tricks, what are the ways, so that some bucks may be saved. We have to make savings a habit. Here are 7 best sneaky ways to save:
Savings from Groceries
To purchase something related to groceries or whenever you go for grocery shopping at supermarkets, here are some tips you must have to follow:
Prepare a list. Only buy that items which are in the list. Hence it does stick to our budget.
Pay by cash. Don’t take extra cash with you or any credit card, this helps you again stick to your budget.
Buy in Bulk. Make a habit to buy all grocery items once in a month.
Eat food at home. Before going for shopping, make a habit to eat at home so that possibility becomes less to buy any eatables.
To save more, you must have to set some goals. By having a defined target to save, you will definitely stick to your goal. Some examples are- in 2 years time, I will buy a home or in 3 years, I will own a car. These types of goals will definitely inspire you to have a habit of saving.
Save more and more on Monthly Bills
Electricity Bills- buy energy saving bulbs preferably LED, CFL. Always turn off your electric switches, turn off your laptops, TV when no- one is using it.
Water Bills- Use and install water efficient shower head. Don’t waste water more on car washing or in gardens.
Avoid bounces a check. Always avoid overdraft fees. Make a habit to pay your credit card bills on time so that you don’t have to pay late fees. Use only ATMs of your respective bank. Avoid minimum deposit fees.
Always look for sales and discount offers. Big brands and stores offer great discounts during special occasions such as Thanksgiving day, Black Friday day, Christmas holiday, new year day or the Presidents day. They also give huge discounts during weekends. With the help of coupon codes, promo codes or Printable coupons, you can save a lot. Some of the big stores and brands that offer great discounts are- Macy’s Stores, Michaels Stores Coupons, Target, Kmart, Hobby Lobby and many more.
Gift Items for Family & Friends
Always plan well in advance if you are going to gift some items to your dear ones. By this, you will get some more time to decide about the nature of the gift, budget. Also, you can purchase it during weekend sale offers. Also, avoid to party outdoors, make a habit to do it at home.
If you are office goer, make a habit to bring lunch box from home. This will save you lots of money. When shopping for food items, eatables, stick to your list, results in saving hundred of dollars each month.
Suggest you ways of saving money in the comment box.
— ValueTag (@ValuetagApp) February 24, 2015